Terms of Service

TERMS OF USE AND PURCHASE AGREEMENT

Last Updated: February 23, 2026

This Agreement governs your use of all websites, brands, programs, and services owned or operated by Nicki K Media, Inc. (“Company,” “we,” “us,” or “our”), including but not limited to:

  • nickikmedia.com

  • filthyrichwriter.com

  • firedupfreelance.com

  • Associated landing pages, Kajabi-hosted platforms, and related services

By accessing our websites or purchasing any product, subscription, or program, you agree to this Agreement.

1. ELIGIBILITY

You must be at least 18 years old to use our services.

2. EDUCATIONAL PURPOSE ONLY

All programs are provided for educational and informational purposes only. We do not provide legal, tax, financial, or professional advice. You are solely responsible for your decisions, actions, and results.

3. NO EARNINGS GUARANTEE

We make no guarantee regarding income or business results. Testimonials represent individual experiences and are not guarantees of results.

Your success depends on many factors including your experience, effort, financial situation, and market conditions.

4. PAYMENT TERMS

A. Payment Plans

If you enroll in a payment plan:

  • You agree to complete all scheduled payments.

  • Failure to make payment may result in immediate suspension of access.

  • We reserve the right to accelerate the remaining balance.

  • We reserve the right to send unpaid balances to collections.

  • You are responsible for reasonable collection costs and attorney’s fees.

Payment plans are not subscriptions and do not automatically renew.

B. Subscriptions

Certain memberships operate on a recurring subscription basis.

  • Monthly subscriptions renew automatically each month.

  • Annual subscriptions renew automatically each year.

  • You may cancel at any time prior to your next billing date.

  • No partial refunds will be issued for unused time.

Cancellation stops future billing but does not retroactively refund prior charges.

C. No Refund Policy

All sales are final. We do not offer refunds unless expressly stated in writing at the time of purchase.

You acknowledge that by purchasing, you are receiving immediate access to proprietary digital content and waive any statutory “cooling off” rights to the extent permitted by law.

D. Chargebacks

You agree not to initiate chargebacks without first contacting us to attempt resolution.

Improper chargebacks constitute a material breach of this Agreement. We reserve the right to provide this Agreement and proof of access to your financial institution in response to disputes.

5. AFFILIATE DISCLOSURE

We operate affiliate programs. Affiliates may earn commissions on purchases, including recurring subscription renewals.

Affiliates are independent contractors and are not authorized to make representations beyond those provided in official marketing materials.

We are not responsible for statements made by affiliates that are inconsistent with our official policies.

6. INTELLECTUAL PROPERTY

All content is owned by Company and protected by intellectual property laws.

You receive a limited, non-transferable, non-exclusive license for personal use only.

You may not:

  • Share login credentials

  • Reproduce materials

  • Distribute content

  • Train AI systems on our content

  • Resell materials

Violation may result in termination and legal action.

7. FACEBOOK COMMUNITY

If you participate in any of our private Facebook communities:

  • You agree to follow community rules.

  • We reserve the right to remove content or terminate access.

  • Facebook is a third-party platform and governed by its own policies.

  • We are not responsible for statements made by other members.

Termination from the community does not entitle you to a refund.

8. TERMINATION

We reserve the right to suspend or terminate access for:

  • Non-payment

  • Harassment or disruptive behavior

  • Intellectual property violations

  • Breach of this Agreement

No refund will be provided upon termination for breach.

9. LIMITATION OF LIABILITY

To the fullest extent permitted by law:

Company shall not be liable for indirect, incidental, consequential, special, or punitive damages.

In no event shall Company’s total liability exceed the amount paid by you to Company in the preceding twelve (12) months.

10. INDEMNIFICATION

You agree to indemnify and hold Company harmless from claims arising out of:

  • Your misuse of services

  • Your business activities

  • Your breach of this Agreement

11. DISPUTE RESOLUTION

This Agreement shall be governed by the laws of the Commonwealth of Massachusetts.

Any dispute shall first be resolved through good-faith negotiation.

If unresolved, disputes shall be submitted to binding arbitration in Massachusetts.

You agree:

  • Arbitration shall occur on an individual basis.

  • No class actions are permitted.

  • You waive the right to a jury trial.

12. INTERNATIONAL USERS

If you access services outside the United States, you agree that Massachusetts law governs this Agreement.

You are responsible for compliance with local laws and taxes.

13. MODIFICATIONS

We may update this Agreement at any time. Continued use constitutes acceptance.

Nicki K Media is a growing family of brands, with courses and resources that empower you to take control of your career—and create a life you absolutely love.

Copyright 2026 | Nicki K Media, Inc. All Rights Reserved